Our assessment reviews your credit profile, financial situation, and loan goals — then connects you with the right lenders and the right strategy. No credit impact. No commitment until you are ready.
Two Specialized Pathways
Every application is reviewed through the lens of your specific credit profile. Select the pathway that best describes your situation.
For clients navigating credit challenges — past collections, limited history, or scores below 620. We specialize in placing clients with lenders who look beyond the number.
For clients with established credit ready to leverage their profile for personal loans at competitive rates — including debt consolidation, home improvement, and major purchases.
What You Receive
The ClearPath™ program is a full-service loan placement solution — not just a form.
Income documentation, debt-to-income ratio, employment history, and banking behavior analyzed to build your complete lending profile.
A detailed review identifying score factors, high-utilization accounts, and specific items most impacting your approval odds right now.
We identify the 2–3 lenders most likely to approve your application at the best available rate — based on your actual profile.
Whether approved today or building toward approval, you leave with a specific, personalized action plan to improve your score.
We walk you through the application process step by step — what to say, what to submit, and how to present your income favorably.
Once funded, we give you a strategy to use the loan itself as a credit-building tool — so your next application gets better terms.
The Process
Seven steps from enrollment to funded.
Buy the ClearPath™ Score Action Plan — download instantly and begin reviewing your credit profile.
Work through the Action Plan, understand your score factors, and identify what needs attention before you apply.
Complete the online assessment covering your credit profile, financial situation, collateral, and loan goals.
Book your 30-minute discovery call with an assigned ClearPath loan advisor.
Your $250 Application Processing & Placement Fee is charged after your session. Come prepared and your advisor handles the rest.
Your consultant submits your application live to 50+ lenders — soft pull only, no credit score impact. Decisions return in seconds.
Funds arrive as soon as the next business day. If no loan offers are returned, your $250 fee is applied toward our credit restoration program.
The $250 Application Processing & Placement Fee is non-refundable.
This fee covers your personal funding application and continued support as we work to position your profile for approval — not just once, but until you are in a stronger position to secure funding.
If no loan offers are returned, the $250 will be applied toward your first month of credit restoration services with Educate & Restore Credit LLC, where we will continue optimizing your profile for future funding opportunities.
Start Here — $47
Every client completes the ClearPath™ Score Action Plan before their loan application is processed. This gives us the foundation we need to match you to the right lenders — and gives you immediate value regardless of where your credit stands today.
Your 90-day personalized credit optimization roadmap.
Delivered instantly · Required before discovery call
Not Loan-Ready Yet?
Capital Financial Solutions LLC and our credit restoration partner, Educate and Restore Credit LLC work in sequence — repair first, then fund. Our consultants know your full profile when you return for the loan assessment.
Typical Results
60–100
Average score point gain
over 4–6 months
Complete your credit and loan assessment on the next page. It takes about 5 minutes and covers your full financial profile so we can match you with the right lenders and the right strategy.
Important Disclosures
We are not a lender, creditor, or loan broker. We do not make credit decisions, issue loans, or guarantee approval. We connect consumers with a network of independent third-party lenders and financial service providers.
Loan approval, rates, fees, and terms are determined solely by the lender and are subject to individual eligibility, credit profile, income, and applicable state laws. Not all applicants will qualify for all offers, and not all consumers will be matched with a lender.
By submitting your information, you consent to be contacted by us and our network of partners via phone calls, text messages, and email, including through automated technology. Consent is not required as a condition to purchase any goods or services.
We do not charge a fee to submit a request for funding options. Any compensation we receive is paid by our partners and may impact which providers we match you with.
If you are not matched with a funding option, you may be presented with alternative financial solutions, including credit improvement services.
For additional information, please review our Privacy Policy. · Capital Financial Solutions LLC · 7404 Executive Place, Suite 400, Lanham, MD 20706 · 800-459-9410 · support@capitalfinancialsolutions.biz